Health Insurance for Dancers - find the best support for you
The health care system is complex, intimidating and can seem difficult to navigate.
Many dancers are self employed, work as freelance artists or have low income.This does not mean there are no insurance options available for you!
You need insurance and you can get it!
You’re also entitled to help finding the best option for you.
Here are a few easy ways to get yourself insured:
DO IT YOURSELF
Just like with visa applications or filing taxes, you can choose to tackle the issue yourself. It’s absolutely possible to find, apply for, and manage insurance coverage on your own.
The government health care website is a great place to start.
You can find current information on the health care system, and how, when and where to apply for insurance.
(application period for 2019 is between November 1st and December 15th)
The Healthcare Marketplace will allow you to see what health insurance options are available to you. You can compare plans and apply for assistance that could lower the cost of your health coverage. You might also qualify for free or low-cost coverage from Medicaid, or the Essential Plan through the Marketplace.
(cut off for free Medicaid in NY State in 2018 was an annual income of $16.754)
Anyone who needs health insurance can apply!
Get help finding coverage through ACTORS FUND
The organization serves all entertainment professionals, providing support and empowerment throughout their careers.
The Artists Health Insurance Resource Center provides extensive services assisting finding insurance, access to educational materials and client advocacy.
In addition, they run a weekly workshop, Every Artist Insured, where you can learn about your options, as a freelance or self employed dancer.
(workshops held every Thursday at 11.30am at The Actors Fund
729 Seventh Avenue, 10th Floor, New York, NY 10019)
Get insurance through the FREELANCERS UNION
If you’re a freelance artist this is a great place to find answers and solutions. Membership is free. You can find information on joining the organization to see if it’s the right fit for you and help with finding health insurance.
They also have a detailed and comprehensive cheat sheet available for tips on how to get insured if you’re a freelancer.
Insurance and benefits questions (including life and disability insurance questions) email email@example.com
10 Essential Health Benefits you’re entitled to under law
Tips for enrollment for 2019
An additional resource worth mentioning is the Dancers’ Resource Center at the Actors Fund.